reclaim.
Terms of Service.
Last Updated: October 2026
Please read these Terms of Service ("Terms") carefully before using the reclaim. mobile application ("Service") operated by reclaim. ("us", "we", or "our").
1. Acceptance of Terms
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service. The Service is provided as an offline utility application to help you manage your financial items.
2. Offline and Local Data
reclaim. is designed as a locally stored, offline application. We do not provide cloud backup, data synchronization, or remote data recovery. You are responsible for maintaining appropriate backups of your device and exported data. To the extent permitted by applicable law, we are not responsible for data loss resulting from app deletion, device loss, or data corruption. Nothing in this provision limits any liability or rights that cannot legally be excluded.
3. Informational Purposes Only & Merchant Disclaimers
The Service is provided solely as a personal organization and informational utility based on information you manually enter. We are not a financial institution, advisor, or party to your contracts with merchants. Reminders, deadlines, and notifications are not guaranteed to be delivered or timely. You remain solely responsible for independently verifying renewal and return dates, canceling subscriptions directly with third-party providers, and ensuring adherence to merchant deadlines. reclaim. does not and cannot guarantee that any merchant or service provider will accept a return, honor a warranty claim, issue a refund, or approve a cancellation request.
4. Disclaimer of Warranties ("AS IS")
The Service is provided on an “AS IS” and “AS AVAILABLE” basis to the extent permitted by applicable law. We do not guarantee uninterrupted availability or that reminders will always be delivered on time. Nothing in these Terms excludes or limits any statutory warranty, consumer right, remedy, or liability that cannot lawfully be excluded or limited.
5. Intellectual Property
The Service and its original content, features, functionality, and design are and will remain the exclusive property of reclaim. and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
6. Limitation of Liability & Consumer Rights
To the maximum extent permitted by applicable law, in no event shall reclaim., its creator, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, missed deadlines, charges from recurring subscriptions, or merchant disputes arising out of or related to your use of the Service. Nothing in these Terms shall limit or exclude any liability that cannot legally be excluded under applicable mandatory consumer protection laws, including liability for intent, gross negligence, fraud, or personal injury where required by law in your jurisdiction.
7. Governing Language & Interpretation
These Terms and the Privacy Policy may be translated into multiple languages for convenience. In the event of any conflict, discrepancy, or ambiguity between the English version and any translated version, the English version shall govern and prevail to the maximum extent permitted by applicable law.
8. Contact Us
reclaim. is an independent application operated by its developer. If you have questions regarding these Terms, please contact: